Get Out of Debt Solutions

It is interesting what a little competition can do to improve your life. I have heard from many families who were unable to cut spending each and every month until they started a family contest on who could save more.  For example, if the wife does the grocery shopping then her goal is to reduce [...]

Budget is one of those disliked words.  Who wants to restrict their life to a budget and waste precious time on preparing one with enough detail that can be helpful?
If you look at any person who is financially free and without debt due to their own actions (which means not getting money by inheritance), [...]